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Best Forex Demo Account in Canada: the 9 Brands on Our CIRO Dealer List That Advertise a Demo

My pick for a demo among the nine brands on this page is OANDA, offered in Canada by OANDA (Canada) Corporation ULC, with a published score of 92 out of 100 from our global broker test. Its demo "does not expire", you add the virtual funds yourself, and MT4 demo sub-accounts close after 90 days of inactivity (its Canadian help pages, read September 27, 2026). The nine brands come through eight CIRO dealer members, and I compare their demo terms for you below.

Category-weighted score 88.3. Published rating 92, which includes an editorial adjustment of +3.7. Adjustments are disclosed on every page they apply to; see our methodology.

Justin Grossbard, Co-Founder of CompareForexBrokers Written by Justin Grossbard Fact-checked by David Levy Last updated:

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Trading Forex and CFDs with leverage poses significant risk of loss to your capital.

Some of the abbreviations on this page are expanded to the regulator's full name: a broker regulated by CIRO is regulated by the Canadian Investment Regulatory Organization.

The 9 brokers on this page, ranked

Ordered by score, highest first, both kinds together: seven scores come from our global testing; two were scored from each firm's published Canadian information through the same eight categories. Each line names the Canadian company that offers the brand; its place in the list comes from its score.

  1. OANDA - offered by OANDA (Canada) Corporation ULC
  2. FXCM - offered through Friedberg Mercantile Group Ltd.
  3. FOREX.com - offered by GAIN Capital - FOREX.com Canada Ltd.
  4. CMC Markets - offered by CMC Markets Canada Inc.
  5. AvaTrade - offered through Friedberg Mercantile Group Ltd.
  6. Interactive Brokers - offered by Interactive Brokers Canada Inc.
  7. Plus500 - offered by Plus500CA Ltd.
  8. Questrade - offered by Questrade Inc.
  9. Fortrade - offered by Fortrade Canada Limited

Which 9 brokers on our CIRO dealer list offer a demo account in Canada?

CIRO dealer member, CIPF member

1. OANDA: offered by OANDA (Canada) Corporation ULC

92/100
Global score
#1 of 9 on this page

Category-weighted score 88.3. Published rating 92, which includes an editorial adjustment of +3.7. Adjustments are disclosed on every page they apply to; see our methodology.

Minimum deposit for a live account, as stated: No minimum deposit (standard pricing)

Sources
Demo accounts at OANDA, as OANDA's own Canadian pages state it, with its advertised EUR/USD spread and its CIRO dealer member.
FactAs statedSource
Demo account, as statedAvailable; the demo "does not expire" (MT4 demo sub-accounts close after 90 days of inactivity); you add the virtual funds, no default balance statedCanadian site, September 27, 2026
Advertised EUR/USD spread0.6 pips, advertised typical, Standard accountCanadian site, September 26, 2026
CIRO dealer memberOANDA (Canada) Corporation ULC: CIRO directory, read September 26, 2026; CIPF memberCIRO dealer directory
Offered through Friedberg Mercantile Group Ltd., a CIRO dealer member and CIPF member

2. FXCM: offered through Friedberg Mercantile Group Ltd.

68.6/100
Global score
#2 of 9 on this page

FXCM is offered in Canada through Friedberg Mercantile Group Ltd., the CIRO dealer member that also offers AvaTrade.

Minimum deposit for a live account, as stated: 'the account minimum for any new account is 5,000' (base currency)

Sources
Demo accounts at FXCM, as FXCM's own Canadian pages state it, with its advertised EUR/USD spread and its CIRO dealer member.
FactAs statedSource
Demo account, as statedFree demo with "$50,000 of virtual money"; length not statedCanadian site, September 27, 2026
Advertised EUR/USD spreadSpread-only ('opening and closing fees are built into the spread')Firm document, September 26, 2026
CIRO dealer memberFriedberg Mercantile Group Ltd.: CIRO directory, read September 26, 2026; CIPF memberCIRO dealer directory
CIRO dealer member, CIPF member

3. FOREX.com: offered by GAIN Capital - FOREX.com Canada Ltd.

67.6/100
Global score
#3 of 9 on this page

Minimum deposit for a live account, as stated: Minimum initial deposit $100

Sources
Demo accounts at FOREX.com, as FOREX.com's own Canadian pages state it, with its advertised EUR/USD spread and its CIRO dealer member.
FactAs statedSource
Demo account, as stated"$50,000 in virtual funds"; demo accounts "last for 90 days after sign up" (MT4 demo accounts 30 days unless trades are open) and "cannot be renewed"Canadian site, September 27, 2026
Advertised EUR/USD spread1 pip, advertised minimum, Standard accountCanadian site, September 26, 2026
CIRO dealer memberGAIN Capital - FOREX.com Canada Ltd.: CIRO directory, read September 26, 2026; CIPF memberCIRO dealer directory
CIRO dealer member, CIPF member

4. CMC Markets: offered by CMC Markets Canada Inc.

64.6/100
Global score
#4 of 9 on this page

Minimum deposit for a live account, as stated: No minimum deposit

Sources
Demo accounts at CMC Markets, as CMC Markets' own Canadian pages state it, with its advertised EUR/USD spread and its CIRO dealer member.
FactAs statedSource
Demo account, as statedYes, with $10,000 virtual funds; length not statedCanadian site, September 26, 2026
Advertised EUR/USD spread0.5 pips, advertised minimum, Standard accountCanadian site, September 26, 2026
CIRO dealer memberCMC Markets Canada Inc.: CIRO directory, read September 26, 2026; CIPF memberCIRO dealer directory
Offered through Friedberg Mercantile Group Ltd., a CIRO dealer member and CIPF member

5. AvaTrade: offered through Friedberg Mercantile Group Ltd.

64.5/100
Global score
#5 of 9 on this page

AvaTrade is offered in Canada through Friedberg Mercantile Group Ltd., the CIRO dealer member that also offers FXCM.

Minimum deposit for a live account, as stated: CAD 300 (CAD account) or USD 250 (USD account)

Sources
Demo accounts at AvaTrade, as AvaTrade's own Canadian pages state it, with its advertised EUR/USD spread and its CIRO dealer member.
FactAs statedSource
Demo account, as statedAvailable, covering MT4, MT5, WebTrader and the mobile app; "a standard Demo balance, set at $/€/£ 100,000"Canadian site, September 27, 2026; Help centre, September 27, 2026
Advertised EUR/USD spread0.6 pips, advertised typical, Standard accountFirm document, September 26, 2026
CIRO dealer memberFriedberg Mercantile Group Ltd.: CIRO directory, read September 26, 2026; CIPF memberCIRO dealer directory
CIRO dealer member, CIPF member

6. Interactive Brokers: offered by Interactive Brokers Canada Inc.

62.3/100
Global score
#6 of 9 on this page

Minimum deposit for a live account, as stated: USD 0

Sources
Demo accounts at Interactive Brokers, as Interactive Brokers' own Canadian pages state it, with its advertised EUR/USD spread and its CIRO dealer member.
FactAs statedSource
Demo account, as statedPaper Trading: "All new accounts include a Paper Trading account" (simulated capital, real market data); balance and time limit not statedCanadian site, September 27, 2026
Advertised EUR/USD spreadSpreads 'as narrow as 1/10 PIP'; commission 0.20 basis point x trade valueCanadian site, September 26, 2026
CIRO dealer memberInteractive Brokers Canada Inc.: CIRO directory, read September 26, 2026; CIPF memberCIRO dealer directory
CIRO dealer member, CIPF member

7. Plus500: offered by Plus500CA Ltd.

58.8/100
Global score
#7 of 9 on this page

Minimum deposit for a live account, as stated: C$100

Sources
Demo accounts at Plus500, as Plus500's own Canadian pages state it, with its advertised EUR/USD spread and its CIRO dealer member.
FactAs statedSource
Demo account, as statedFree demo "with unlimited virtual funds" and "no time limit"; demo funds can be resetCanadian site, September 27, 2026
Advertised EUR/USD spreadSpread only, no commission. Fees page gives an illustrative EUR/USD example of a 0.6 pip market spreadCanadian site, September 26, 2026
CIRO dealer memberPlus500CA Ltd.: CIRO directory, read September 26, 2026; CIPF memberCIRO dealer directory
CIRO dealer member, CIPF member

8. Questrade: offered by Questrade Inc.

42.8/100
Desk-based assessment: scored from published information, not tested
#8 of 9 on this page

Scored on eight of eight categories.

Minimum deposit for a live account, as stated: It costs $0 to open

Sources
Demo accounts at Questrade, as Questrade's own Canadian pages state it, with its advertised EUR/USD spread and its CIRO dealer member.
FactAs statedSource
Demo account, as statedQuestrade Global practice account: "Practice for 30 days" with "$100,000 CAD virtual cash"Canadian site, September 27, 2026
Advertised EUR/USD spread1.9 pips, advertised typical, Forex and CFDs accountCanadian site, September 26, 2026
CIRO dealer memberQuestrade Inc.: CIRO directory, read September 26, 2026; CIPF memberCIRO dealer directory
CIRO dealer member, CIPF member

9. Fortrade: offered by Fortrade Canada Limited

40.3/100
Desk-based assessment: scored from published information, not tested
#9 of 9 on this page

Scored on eight of eight categories.

Minimum deposit for a live account, as stated: Recommended C$/US$/EUR 500; possible to start with as little as C$/US$/EUR 100

IIROC Temporary Order, November 9, 2022

Made under IIROC's rules; CIRO, IIROC's successor, keeps it in effect (2024 CIRO 36, Settlement Agreement para 51(f)).

  • “Fortrade shall not open any new client accounts”
  • “shall not make recommendations”
  • “Fortrade shall not seek the deposit of additional funds into existing client accounts”

Source: Re Fortrade Canada Ltd., 2024 CIRO 36, Appendix A, printed pages 16-17 of 18; Settlement Agreement para 51(f). A search of ciro.ca on September 26, 2026 found no notice lifting the order.

Sources
Demo accounts at Fortrade, as Fortrade's own Canadian pages state it, with its advertised EUR/USD spread and its CIRO dealer member.
FactAs statedSource
Demo account, as statedFree demo account with $10,000 in virtual funds; length not statedCanadian site, September 26, 2026
Advertised EUR/USD spread2 pips, advertised average, Real accountCanadian site, September 26, 2026
CIRO dealer memberFortrade Canada Limited: CIRO directory, read September 26, 2026; CIPF memberCIRO dealer directory

Demo accounts at the 9 brokers, side by side

The demos differ most in two things: how long they last and how much virtual money they hand you. FXCM gives “$50,000 of virtual money” with the length not stated, and FOREX.com gives “$50,000” for 90 days after sign up on its own platforms, 30 days on MT4, with no renewal. Plus500 sets no time limit, funds are unlimited and resettable, and Questrade’s practice account runs 30 days with C$100,000 in virtual cash. Interactive Brokers includes Paper Trading with every new account, with the balance and time limit not stated. The EUR/USD column is each firm’s advertised figure, not one we tested. I would check the time limit first, because a demo like FOREX.com’s cannot be renewed once it expires.

The same nine brands also appear in our guide to forex brokers for beginners in Canada, which adds each firm’s minimum deposit for a live account and five steps to your first live trade.

A demo account at each brand, as its own Canadian pages state it, beside its CIRO dealer member and the advertised EUR/USD spread.
BrokerCIRO dealer memberDemo account, as statedAdvertised EUR/USD spread and basisSources
OANDAOANDA (Canada) Corporation ULCAvailable; the demo "does not expire" (MT4 demo sub-accounts close after 90 days of inactivity); you add the virtual funds, no default balance stated0.6 pips, advertised typical, Standard accountDemo account: Canadian site, September 27, 2026; EUR/USD spread: Canadian site, September 26, 2026
FXCMFriedberg Mercantile Group Ltd.Free demo with "$50,000 of virtual money"; length not statedSpread-only ('opening and closing fees are built into the spread')Demo account: Canadian site, September 27, 2026; EUR/USD spread: Firm document, September 26, 2026
FOREX.comGAIN Capital - FOREX.com Canada Ltd."$50,000 in virtual funds"; demo accounts "last for 90 days after sign up" (MT4 demo accounts 30 days unless trades are open) and "cannot be renewed"1 pip, advertised minimum, Standard accountDemo account: Canadian site, September 27, 2026; EUR/USD spread: Canadian site, September 26, 2026
CMC MarketsCMC Markets Canada Inc.Yes, with $10,000 virtual funds; length not stated0.5 pips, advertised minimum, Standard accountDemo account: Canadian site, September 26, 2026; EUR/USD spread: Canadian site, September 26, 2026
AvaTradeFriedberg Mercantile Group Ltd.Available, covering MT4, MT5, WebTrader and the mobile app; "a standard Demo balance, set at $/€/£ 100,000"0.6 pips, advertised typical, Standard accountDemo account: Canadian site, September 27, 2026; Help centre, September 27, 2026; EUR/USD spread: Firm document, September 26, 2026
Interactive BrokersInteractive Brokers Canada Inc.Paper Trading: "All new accounts include a Paper Trading account" (simulated capital, real market data); balance and time limit not statedSpreads 'as narrow as 1/10 PIP'; commission 0.20 basis point x trade valueDemo account: Canadian site, September 27, 2026; EUR/USD spread: Canadian site, September 26, 2026
Plus500Plus500CA Ltd.Free demo "with unlimited virtual funds" and "no time limit"; demo funds can be resetSpread only, no commission. Fees page gives an illustrative EUR/USD example of a 0.6 pip market spreadDemo account: Canadian site, September 27, 2026; EUR/USD spread: Canadian site, September 26, 2026
QuestradeQuestrade Inc.Questrade Global practice account: "Practice for 30 days" with "$100,000 CAD virtual cash"1.9 pips, advertised typical, Forex and CFDs accountDemo account: Canadian site, September 27, 2026; EUR/USD spread: Canadian site, September 26, 2026
FortradeFortrade Canada LimitedFree demo account with $10,000 in virtual funds; length not stated2 pips, advertised average, Real accountDemo account: Canadian site, September 26, 2026; EUR/USD spread: Canadian site, September 26, 2026

FAQs

Which forex demo account is the best in Canada?
My pick is OANDA, offered in Canada by OANDA (Canada) Corporation ULC. Its demo "does not expire", you add the virtual funds yourself, and MT4 demo sub-accounts close after 90 days of inactivity. Plus500 gives you unlimited virtual funds with no time limit, and you can reset the funds. FOREX.com gives you "$50,000" for 90 days after sign up, though its MT4 demos last 30 days unless trades are open.
How long does a forex demo account last in Canada?
It varies by firm, so you need to read each demo page. OANDA's demo "does not expire", though its MT4 demo sub-accounts close after 90 days of inactivity. FOREX.com's demo lasts 90 days after sign up, 30 days on MT4 unless trades are open, and it cannot be renewed. Questrade gives you 30 days, and Plus500 sets no time limit. FXCM and CMC Markets state no length, and Interactive Brokers' page does not state a time limit for its Paper Trading. In my view, a demo without a time limit suits a slow learner best.
How much virtual money does a Canadian forex demo account give?
FXCM and FOREX.com each state "$50,000" in virtual funds, and CMC Markets starts you at "$10,000". Questrade gives you C$100,000 in virtual cash for its 30-day practice account. Plus500 calls its virtual funds unlimited, and you can reset them. With OANDA, you add the virtual funds yourself, with no default balance stated. Interactive Brokers does not state a virtual balance on its Canadian pages, while AvaTrade's Canadian help centre states "a standard Demo balance, set at $/€/£ 100,000". In my view, the amount matters less than the habits you build while practising.
Do you need to deposit money to open a forex demo account in Canada?
No, FXCM and Plus500 each call their demo free. Interactive Brokers includes a Paper Trading account with every new account, and its Required Minimums table shows USD 0. A live account is a different matter: each firm sets its own deposit terms for funding, and those terms are printed on the cards above. My advice is to stay on the demo until the results feel repeatable.
Can you practise on MetaTrader 4 or MetaTrader 5 with a demo in Canada?
Yes, several firms cover MetaTrader on their Canadian demos. AvaTrade's demo covers MT4, MT5, WebTrader, and the mobile app. FOREX.com offers an MT4 demo that lasts 30 days unless trades are open. OANDA supports MT4, and its MT4 demo sub-accounts close after 90 days of inactivity. I would confirm the platform on the firm's demo page before signing up, because I would not want to practise on one platform and then trade on another.

About the author

Justin Grossbard, Co-Founder of CompareForexBrokers

Justin Grossbard

Justin Grossbard is the CEO & Co-Founder of CompareForexBrokers established in 2014, along with Noam Korbl and works as Strategic Head Of Research.

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