What trading Trading.com costs
One standard lot of EUR/USD on Trading.com's T1 account costs US$12.00 for the round turn: 1.2 pips of spread (US$12.00), with no commission, on the average spread the US site advertises rather than a figure we measured.
| Account | A month of trading | One round turn, 1 lot |
|---|---|---|
| T11.2 pips, advertised, average (US site, September 23, 2026) | US$240.00 | US$12.00 |
A pip on EUR/USD is US$10.00 per standard lot, so the cost of a round turn is the spread in pips times that, plus any commission.
Our verdict on Trading.com
I would point a US trader who wants a single, simple spot forex account at Trading.com. The US site states one account type, the T1, and its customer agreement recommends a practice account before you trade. I would pause on the one NFA regulatory action that NFA BASIC lists for trading.com Markets Inc, latest May 23, 2024, and I would read it there before depositing.
The global published score is 53.5 out of 100, fifth of six in the rated US set, and my recommendation stands for that reader. Check the firm on NFA BASIC before you deposit.
Pros
- trading.com Markets Inc holds the Forex Dealer Member designation, approved April 20, 2020 (NFA BASIC).
- The US site advertises an average EUR/USD spread of 1.2 pips, as low as 0.00010 in price terms (the US site).
- The US site states WebTrader, an app and MT5 as its platforms.
- The US site states the T1 account charges no commission, with the cost in the spread.
- The T1 account opens with a US$50 minimum deposit, and the customer agreement recommends a practice account first.
Cons
- NFA BASIC lists one NFA regulatory action against trading.com Markets Inc, latest May 23, 2024.
- The US site lists no futures product and no options product (pages read September 23, 2026).
- The US site states one account type, the T1, available in USD (the US site).
Trading.com score breakdown
2.5/5 · Fair
The overall CFB Score comes from the full methodology, more than 100 data points per broker. The category ratings summarize each area and do not reconcile by simple average.
How is our rating calculated?
How popular is Trading.com in the United States?
US traders made 1,110 branded searches for Trading.com in August 2026, placing it 6th of the 6 brokers we review. Search interest measures attention, not quality; the score above is the review verdict.
- 1,110
- Brand searches, August 2026
- +8.8%
- vs July 2026
- 320
- Login searches
- 0.0%
- Share of all searches
Source: Google search volume, the United States, August 2026.
How this is measured
Google Ads reports how many times a month people in the United States searched each broker's brand terms, and the brokers are ranked on that figure alone.
A term counts for a broker only when that broker's own website holds the first organic Google result for it in the United States; bare brand words that any company could own are left out.
A month-on-month change prints only where the previous month reached 1,000 searches, because Google rounds smaller volumes.
The figures refresh on the 15th of each month with the newest month Google has published, and the first-result check repeats every quarter.
Is Trading.com safe? CFTC and NFA registration, trading.com Markets Inc
Yes, trading.com Markets Inc is registered with the CFTC as a Retail Foreign Exchange Dealer and a Futures Commission Merchant and is an NFA member (NFA BASIC, read September 23, 2026). The registrations this section prints carry the dates. The firm has traded under earlier names, which the table prints. BASIC also lists one NFA regulatory action against this NFA ID.
| Fact | What the record says | Source |
|---|---|---|
| Legal name on NFA BASIC | trading.com Markets Inc | NFA BASIC, read September 23, 2026 |
| NFA ID | 0516820 | NFA BASIC, read September 23, 2026 |
| CFTC registration: Retail Foreign Exchange Dealer | Effective April 20, 2020 | NFA BASIC, read September 23, 2026 |
| CFTC registration: Futures Commission Merchant | Effective June 4, 2026 | NFA BASIC, read September 23, 2026 |
| NFA membership | NFA Member Approved, since April 20, 2020 | NFA BASIC, read September 23, 2026 |
| Forex Dealer Member designation | Approved April 20, 2020 | NFA BASIC, read September 23, 2026 |
| Regulatory actions (NFA, CFTC and exchange) listed in NFA BASIC | 1 listed, latest May 23, 2024 (case 24BCC00002) | NFA BASIC, read September 23, 2026 |
| CFTC press releases naming the firm as subject | None found, searched September 23, 2026 | CFTC press-release search, read September 23, 2026 |
| Former names on NFA BASIC | Trading Dot Com US Inc, Trading Point US Inc | NFA BASIC, read September 23, 2026 |
| Entity and NFA ID printed on the US site | NFA ID 0516820 printed with the entity | Broker's US site, read September 23, 2026 |
Every row above names its own record: eight from NFA BASIC, one from the CFTC press-release search and one from the broker's own US site.
CFTC registration and NFA membership
The rows in this section show what trading.com Markets Inc holds and since when: its CFTC registrations, its NFA membership, and the Forex Dealer Member designation. The NFA ID identifies the firm on BASIC; it is not a license.
Regulatory action history
- NFA case 24BCC00002: Financial; General conduct
Fine $50,000; Cease and desist
Also named by the CFTC, without action against trading.com Markets Inc:
Source: NFA BASIC, nfa.futures.org, and the CFTC press release library, cftc.gov, searched September 23, 2026.
Trading.com client money and dispute routes
A US retail forex client contracts with trading.com Markets Inc, the firm named throughout this review.
Client money, as the US site states it: client money held in major US banks (Broker's US site, read September 23, 2026)
Client money, as the US site states it: retail forex deposits are not subject to the customer funds protections of a designated contract market (Broker's US site, read September 23, 2026)
Where a US client’s money is held
The CFTC’s monthly financial data for July 2026 shows trading.com Markets Inc with adjusted net capital of US$24,180,804 and a retail forex obligation of US$2,872,026, sixth of six firms reporting. Across the twelve months to July 2026 that obligation ran from US$2,461,100 to US$3,104,210.
Trading.com at a glance: 3 key facts
The rows in this section give the practical shape of starting out with Trading.com, drawn from the broker’s own US site and the account terms it publishes there. I would read them alongside the account section further down.
| Fact | What the record says | Source |
|---|---|---|
| Minimum deposit | USD 50, T1 account | Broker's US site, read September 23, 2026 |
| Demo account | customer agreement recommends a practice account | Broker's US site, read September 23, 2026 |
| Base currencies | USD | Broker's US site, read September 23, 2026 |
Every row above comes from one record, the broker's own US site.
Trading.com spreads and commission
Trading.com’s US site states its own pricing, and nothing here was measured on a US account. The site advertises a EUR/USD spread of 1.2 pips (0.00012 in price terms) on the T1 account, average, as low as 0.00010.
T1 account
The T1 is the only account the US site states, and the advertised EUR/USD terms above are its pricing.
Commission
The US site states it charges no commission (the site’s US pricing page). Read it beside the spread figures above when you price a trade.
What it costs to trade with Trading.com
The cost of a trade with Trading.com, in the site’s own terms, is the pricing the spreads section states: one advertised spread and no commission. The rows in this section print those terms.
T1 account: EUR/USD spread: 1.2 pips (0.00012 in price terms), average (as low as 0.00010) (Broker's US site, read September 23, 2026)
Commission: None (Broker's US site, read September 23, 2026)
Other fees a US trader should check
Fees beyond those are for you to check on the US site’s pricing and account pages before you trade.
Trading.com funding methods and withdrawals
A US account is funded by the routes this section prints, as the customer agreement states them. I would confirm the route that suits you, and the timing your bank allows, before you send money.
Funding route: wire transfer, ACH, debit card (Broker's US site, read September 23, 2026)
Trading.com account types and minimum deposit
Account types on the US site: T1 (Broker's US site, read September 23, 2026)
Tax reporting, as the US site states it: annual tax information forms as required by law (Broker's US site, read September 23, 2026)
Trading.com trading platforms
The US site states its platforms as WebTrader, its app, and MT5. Before you deposit, I would open each one and check that the order entry and the charts you rely on are where you expect them.
Trading.com execution speed and slippage
Our global broker test panel of 36 brokers puts Trading.com at 114 ms on limit orders, 14th of 36, and 138 ms on market orders, 15th of 36. These are global panel figures; the US entity, trading.com Markets Inc, was not measured, and no figure here comes from a US account.
A fill time tells you how long an order took, not the price it filled at. If you care about slippage, the gap between the price you click and the price you get, I would watch it on the practice account the customer agreement recommends before you trade with size.
Trading.com markets and currency pairs
The US site advertises access to 65+ currency pairs and states spot forex as offered. It states no futures, options or CFD product. If your strategy needs any of those, that absence is the fact to weigh here. The rows in this section print the product statement and the platforms the site states.
Product: Spot forex: Offered (Broker's US site, read September 23, 2026)
Platforms on the US site: WebTrader, App, MT5 (Broker's US site, read September 23, 2026)
Trading.com leverage and margin for US clients
The margin and leverage wording the site states prints in the table in this section. 17 CFR 5.9(a)(1) requires a retail foreign exchange dealer to collect a minimum security deposit of 2% of the notional value on major currency pairs (50:1, our arithmetic) and 5% on all other pairs (20:1, our arithmetic). The EUR/USD margin the site states sits at that major-pair minimum.
| Fact | What the record says | Source |
|---|---|---|
| Margin or security deposit, as the US site states it | EUR/USD margin 2% | Broker's US site, read September 23, 2026 |
| Margin or security deposit, as the US site states it | leverage up to 50:1 on pairs like EUR/USD | Broker's US site, read September 23, 2026 |
| FIFO, as the US site states it | offsetting positions not carried; offset first-in, first-out | Broker's US site, read September 23, 2026 |
| Hedging, as the US site states it | offsetting positions may not be carried in an account | Broker's US site, read September 23, 2026 |
Every row above comes from one record, the broker's own US site.
NFA Compliance Rule 2-43(b) states that Forex Dealer Members may not carry offsetting positions in a customer account but must offset them on a first-in, first-out basis, and it lets a Forex Dealer Member, at your request, offset same-size transactions against the oldest transaction of that size. The FIFO and hedging wording the site states prints in this section’s table.
How Trading.com compares with Interactive Brokers and Charles Schwab
On cost, the three sites state different terms: Interactive Brokers states a commission of 0.08 to 0.20 bps times trade size, Charles Schwab states none with the cost in the bid-ask spread, and Trading.com’s own terms are the ones the spreads section states. I would price your typical trade under each before choosing.
On our global broker test, the same basis for all three, Interactive Brokers scores 62.3 out of 100, rank 4 of 6, and Charles Schwab scores 51.2 out of 100, rank 6 of 6. Trading.com’s global score sits between theirs.
What other review sites say about Trading.com
These are ratings of Trading.com from other platforms, read on the date shown and expressed on each platform's scale, so you can weigh them against our own score.
| Platform | Rating | Volume | Read on |
|---|---|---|---|
| Trustpilot | 3.8 / 5 | 104 | Sep 10, 2026 |
Trading.com holds a Trustpilot rating of 3.8 out of 5 from 104 reviews, checked Sep 10, 2026.
Our score is based on published criteria and is not influenced by these third-party ratings.
Should you open an account with Trading.com?
Yes, for a US trader who wants a single, simple spot forex account, I would open one, with the checks I name below. The T1 account, the no-commission pricing and the low entry cost the earlier sections print are the case for it; the product absences, meaning the US site lists no futures product and no options product, are the case for reading first.
Before you deposit, check trading.com Markets Inc on NFA BASIC, including its listed regulatory actions, and read the customer agreement on the US site for the margin, FIFO and funding terms that apply to you.
FAQs
Is Trading.com regulated in the United States?
What is the minimum deposit for a US account?
What leverage does Trading.com give US clients?
Can I hedge positions at Trading.com?
Testing log
| Record | Detail |
|---|---|
| Execution, global test panel | Market order 138 ms, rank 15 of 36 market orders |
| NFA BASIC read | September 23, 2026, NFA ID 0516820 |
| CFTC financial data | July 2026: retail forex obligation US$2,872,026, rank 6 of 6 |