Our verdict on FOREX.com for US traders
GAIN Capital Group LLC provides US traders 80 currency pairs, a strong platform lineup, and competitive RAW pricing within the full CFTC and NFA regulatory framework.
Pros
- RAW spreads from 0.0 pips
- 80 currency pairs
- Multiple trading platforms, including TradingView
Cons
- No PayPal, Western Union, or check deposits
- Bank transfer deposits unavailable for withdrawal for 5 days
- No third-party funding
FOREX.com score breakdown
3.5/5 · Good
Rated as part of FOREX.com under our eight-category methodology; the US entity's conditions are set out below.
The overall rating is based on review by our experts
How is our rating calculated?FOREX.com in the United States
GAIN Capital Group LLC, doing business as FOREX.com, gives US residents access to 80 currency pairs through a CFTC-registered Futures Commission Merchant and Retail Foreign Exchange Dealer. The broker is an NFA Forex Dealer Member and offers spot forex trading alongside futures through an affiliate.
| US legal entity | GAIN Capital Group LLC, doing business as FOREX.com |
|---|---|
| NFA ID | 0339826 |
| CFTC registration | Futures Commission Merchant and Retail Foreign Exchange Dealer, both CFTC |
| NFA status | Forex Dealer Member, NFA Member Approved |
| Maximum leverage, major pairs | 50:1 |
| Maximum leverage, all other pairs | 20:1 |
| Offsetting positions | Offsetting positions may not be carried and are closed first in, first out, under NFA Compliance Rule 2-43(b) |
| CFDs | No CFDs are available to US residents |
| Currency pairs | 80 currency pairs |
| Funding methods | ACH bank transfer; wire transfer; debit card (Visa and Mastercard) |
| Minimum deposit | US$100 |
| Commission basis | The RAW pricing account charges USD 7 per USD 100,000 traded. The spread-only account charges none. |
| Evidence | Advertised by the broker. We publish no measurement of our own for this entity. |
Who FOREX.com suits in the US
The published conditions fit traders who value low RAW spreads from 0.0 pips and a wide platform choice that includes TradingView, MetaTrader 5, and NinjaTrader. Active traders benefit from a VIP program that paid over $5 million in cash rebates and interest in 2025. Traders who need leverage beyond 50:1, want to trade CFDs, or hold offsetting positions will find the US regulatory limits a constraint.
FOREX.com spreads and commissions
What trading FOREX.com costs
One standard lot of EUR/USD on FOREX.com's raw account costs US$7.00 for the round turn: 0.00 pips of spread (US$0.00) plus US$7.00 commission, on the advertised spread rather than a figure we measured. One standard lot of EUR/USD on FOREX.com's standard account costs US$12.00 for the round turn: 1.20 pips of spread (US$12.00), with no commission, on the advertised spread rather than a figure we measured.
| Account | A month of trading | One round turn, 1 lot |
|---|---|---|
| Raw spread plus commission0.00 pips, advertised, US$7.00 commission | US$140.00 | US$7.00 |
| One spread, no commission1.20 pips, advertised | US$240.00 | US$12.00 |
A pip on EUR/USD is US$10.00 per standard lot, so the cost of a round turn is the spread in pips times that, plus any commission.
FOREX.com offers two main pricing structures. The RAW account carries spreads from 0.0 pips and a fixed commission of $7 per $100,000 traded. The Spread-only account has no commission, with pricing from 1.2 pips built into the spread. These are the broker’s advertised figures, and spreads will vary with market conditions. The cost calculator below computes the cost of trading one standard lot under each account type.
FOREX.com trading platforms
The broker provides multiple trading platforms. The proprietary Web Trader offers browser-based trading with TradingView charts and Reuters news. MetaTrader 5 adds the FX Blue suite of expert advisors, while MetaTrader 4 supports automated strategies. TradingView integration lets you chart and trade directly on the site, and NinjaTrader and API trading serve advanced and algorithmic traders.
| Trading Platform | Available With FOREX.com |
|---|---|
| MetaTrader 4 | Yes |
| MetaTrader 5 | Yes |
| cTrader | No |
| TradingView | Yes |
| NinjaTrader | Yes |
| Proprietary Platform | Yes |
FOREX.com funding methods
The deposit methods are ACH bank transfer, wire transfer, and debit card. ACH has a $100 minimum, a $10,000 per-transaction cap, and no fee from FOREX.com. Wire transfers have no minimum or maximum and carry no incoming wire fee from the broker. Debit card deposits start at $100 with a $10,000 limit and no broker fee. FOREX.com recommends a $2,500 opening balance for flexibility.
| Method | Minimum | Maximum | Currencies |
|---|---|---|---|
| ACH bank transfer | US$100 | US$10,000 per transaction, US$50,000 per seven days | USD |
| Wire transfer | none | none | USD, EUR, CAD, JPY, CHF, AUD, GBP |
| Debit card (Visa, Mastercard) | US$100 | US$10,000 per transaction | converted to USD |
FOREX.com regulation and NFA status
GAIN Capital Group LLC is registered with the CFTC as a Futures Commission Merchant and Retail Foreign Exchange Dealer and is an NFA Forex Dealer Member (NFA ID 0339826). Client funds are segregated from the broker’s own operating funds and held at investment-grade custodian banks, and the broker publishes an Execution Scorecard for its proprietary platforms.
| FOREX.com Safety | Regulator |
|---|---|
| United States | CFTC registered futures commission merchant and retail foreign exchange dealer; National Futures Association Forex Dealer Member, NFA ID 0339826 |
What other review sites say about FOREX.com
These are ratings of FOREX.com from other platforms, read on the date shown and expressed on each platform's scale, so you can weigh them against our own score.
| Platform | Rating | Volume | Read on |
|---|---|---|---|
| Trustpilot | 4.6 / 5 | 2,487 | Sep 10, 2026 |
| TradingView | 4.5 / 5 | 14,296 | Sep 10, 2026 |
| App Store (United States) | 4.6 / 5 | 6,253 | Sep 10, 2026 |
| Google Play | 4.7 / 5 | 4.27K | Sep 10, 2026 |
FOREX.com holds a Trustpilot rating of 4.6 out of 5 from 2,487 reviews, checked Sep 10, 2026.
On TradingView, FOREX.com is rated 4.5 out of 5 from 14,296 ratings, checked Sep 10, 2026. 190.4K traders connect a FOREX.com account through TradingView. TradingView shows the Best 2025 badge on the profile.
FOREX.com's app Forex Trading Broker FOREX.com is rated 4.6 out of 5 from 6,253 ratings on the United States App Store, checked Sep 10, 2026.
FOREX.com Trade 80 FX Markets is rated 4.7 out of 5 on Google Play (United States store) from 4.27K reviews shown worldwide, checked Sep 10, 2026.
Our score is based on published criteria and is not influenced by these third-party ratings.
What US traders cannot do at FOREX.com
Under US rules, CFDs are not available to residents. Leverage is capped at 50:1 on major currency pairs and 20:1 on all others, reflecting the CFTC’s minimum security deposit requirements. NFA Compliance Rule 2-43(b) also prohibits offsetting positions in the same pair; all positions must be closed on a first-in, first-out basis, preventing hedging within a single account.