Plus500
XTB
Our Rating
57
46
77% of retail CFD accounts lose money
76% of retail investor accounts lose money when trading CFDs with this provider

Regulations and Licenses

Feature
Plus500
XTB
ASIC (Australia)
FCA (UK)
MAS (Singapore)
CYSEC (Cyprus)
FMA (New Zealand)
DFSA (Dubai)
BaFin (Germany)
FSA (Seychelles)
IFSC (Belize)

Brokerage

Feature
Plus500
XTB
EUR/USD Avg. Raw Spread
-
0.9
GBP/USD Avg. Raw Spread
-
0.14
AUD/USD Avg. Raw Spread
-
0.13
EUR/USD Standard Spread
1.70
0.9
EUR/USD Fixed Spreads
-
-
GBP/USD Avg. Standard Spread
2.3
1.4
AUD/USD Avg. Standard Spread
1.4
1.3
Commissions (USD Base)
-
-
Minimum Deposit
$100
$250
Swap Free Account
No Inactivity Fees
Funding Methods
3+
5+
No Funding Fees

Markets and Instruments

Feature
Plus500
XTB
Currency Pairs
71+
49+
Cryptocurrency CFDs*
15+
16+
Index CFDs
67+
42+
Share CFDs
1816+
1750+
Commodities CFD
22+
22+
Stockbroking
-
-
Retail Max Leverage (Australia)
Major Pairs 30:1
Minor Pairs 20:1
-
Pro. Max Leverage (Australia)
300:1
-
Retail Max. Leverage (United Kingdom)
Major Pairs 30:1
Minor Pairs 20:1
Major Pairs 30:1
Minor Pairs 20:1
Pro. Max. Leverage (United Kingdom)
300:1
500:1
Retail Max. Leverage (Europe)
Major Pairs 30:1
Minor Pairs 20:1
Major Pairs 30:1
Minor Pairs 20:1
Pro. Max. Leverage (Europe)
300:1
500:1
Retail Max. Leverage (UAE)
-
Major Pairs 30:1
Minor Pairs 20:1
Pro. Max. Leverage (UAE)
-
500:1
Retail Max. Leverage (Singapore)
Major Pairs 20:1
-
Retail Max. Leverage (With offshore regulators)
Major Pairs 30:1
Minor Pairs 20:1
-
Professional Leverage
300:1
-

*Cryptocurrency CFDs are not available to retail traders in the UK due to FCA regulations
*CFD trading is not available in the USA due to NFA and CFTC regulations, American traders spot trade in place of CFDs.

Trading Platforms + Tools

Feature
Plus500
XTB
MetaTrader 4 (MT4)
MetaTrader 5 (MT5)
cTrader
TradingView
Proprietary Platform
Automated Trading
Social + Copy Trading

Allowed but not supported
Standard Stop Loss
Guaranteed Stop Loss
Demo Account

Overall

Plus500
XTB
Our Rating
570
460
 

Our full comparison dives deep into the 10 most pivotal trading factors. Here are five standout differences:

  • Plus500 boasts tighter spreads, potentially increasing profitability.
  • XTB excels in offering a rich array of educational resources.
  • The user interface at Plus500 is streamlined, catering to beginners.
  • XTB’s platform is feature-rich, with advanced charting tools for seasoned traders.
  • Starting with XTB is more budget-friendly due to its lower minimum deposit.