Plus500 vs XTB 2025

2. XTB: Better Trading Platform

Plus500 and XTB offer different trading platforms to their users mainly.

MetaTrader 4 and 5

While Plus500 offers its proprietary platform, XTB supports MetaTrader 4, a popular platform known for its advanced features and customisability.

cTrader and TradingView

Neither Plus500 nor XTB offers cTrader or TradingView.

Social And Copy Trading

XTB and Plus500 do not offer social or copy trading.

Verdict

XTB wins this category due to its support for MetaTrader, a proprietary platform and mobile trading app.

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*Your capital is at risk ‘77% of retail CFD accounts lose money’

3. Plus500: Superior Accounts And Features

Plus500 offers a simple account type, while XTB provides accounts designed for novice and professional traders. The Plus500 platform is designed with a focus on simplicity and ease of use, making it ideal for beginners.

Plus500 Account Types:

• Primary CFD Account: Available to all clients, offering a wide range of over 2,800 tradable instruments, including options, ETFs, and cryptocurrencies. Features include:
  • Minimum Forex Spreads: 0.8 pips
  • Commission-Free Trading
  • Maximum Leverage: 1:30 to 1:300 (depending on the subsidiary and asset)
  • Market Maker Order Execution Model
  • User-friendly web-based trading platform and mobile app
  • Unlimited demo account for practice trading
• Professional Account: For EU-based traders, offering higher leverage up to 1:300 and cash rebates but requires meeting certain criteria such as significant trading activity or experience in the financial sector.
• Invest Account: Geographically restricted unleveraged equity trading account with access to 17 exchanges in the US and Europe, offering low commission rates.
• Futures Trading Account: Exclusive to US clients, providing futures and options trading on several exchanges.
• VIP Account: An invite-only account offering tailor-made experiences and additional services.

XTB Account Types:

• Standard Account: XTB offers commission-free trading for stocks and ETFs up to a certain turnover, after which a commission of 0.2% applies.
• Swap-Free Account: Available for traders who require it, offering no swap fees for keeping trades overnight on specific products.

Verdict

Both Plus500 and XTB offer competitive account features tailored to different types of traders. If variety and specialised account options are your priority, Plus500 might be the better choice. However, for traders seeking simplicity and ease of access, XTB’s approach could be more appealing.

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*Your capital is at risk ‘77% of retail CFD accounts lose money’

4. XTB: Best Trading Experience And Ease

Trading should be a breeze, not a chore. Plus500’s platform is designed with simplicity in mind, making it a favourite among newcomers. Its clean interface ensures that traders aren’t overwhelmed. Conversely, XTB seems to cater to the more experienced crowd. Their platform, brimming with advanced charting tools, is a haven for those who love in-depth analysis.

• Plus500’s design is intuitive and perfect for those starting out.
• XTB’s advanced tools cater to analytical minds.
• Beginners find Plus500 less cluttered and more navigable.
• Professionals often lean towards XTB for its comprehensive features.

Verdict

While Plus500 is a haven for beginners, XTB is the go-to for traders seeking advanced functionalities.

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*Your capital is at risk ‘77% of retail CFD accounts lose money’

5. Plus500: Stronger Trust And Regulation

Plus500 has a higher trust score of 78 than XTB, which is 70. We have evaluated both brokers based on their regulations, reputation, and reviews.

Plus500 Trust Score

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XTB Trust Score

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Regulation

Both Plus500 and XTB are highly regulated. Plus500 is regulated by several top-tier financial authorities worldwide, including the Australian Securities and Investments Commission (ASIC), the UK’s Financial Conduct Authority (FCA), and the Cyprus Securities and Exchange Commission (CySEC). It’s also regulated by other notable regulatory bodies, such as BaFin in Germany, FINMA in Switzerland, and the Monetary Authority of Singapore (MAS), among others.

Similarly, XTB is also regulated by multiple top-tier financial authorities, including ASIC, FCA, and CySEC. In addition, it’s regulated by the KNF in Poland, where it’s headquartered, and other regulatory bodies such as the Dubai Financial Services Authority (DFSA) and the Financial Sector Conduct Authority (FSCA) in South Africa.

Reputation

Plus500 was established in 2008 in Haifa, Israel, which means they have earned a name for themselves. This fact is further backed up by the Google monthly search they get at 246,000 hits.

XTB also has a long history, with its origins dating back to 2002 in London, UK. Similarly, they have around 246,000 monthly searches.

Reviews

Plus500 has gained a TrustPilot score of 4.0 out of 5 from 12,099 reviews, while XTB also scored 4.0 out of 865 reviews.

Verdict

Plus500 has more weight in this category despite both brokers being regulated by multiple top-tier authorities and having similar scores in a couple of factors.

Plus500 ReviewVisit Plus500

*Your capital is at risk ‘82% of retail CFD accounts lose money’

6. XTB: Top Product Range And CFD Markets

Plus500 offers a commendable array of CFDs, covering popular markets like forex, commodities, and indices. XTB, however, goes a step further. Their expansive features include emerging markets such as cryptocurrencies and ETFs, which are gaining traction among traders.

Verdict

While Plus500 offers a solid range of CFDs, XTB clearly has the upper hand with its broader spectrum of markets, making it the preferred choice for traders seeking variety and depth in their trading portfolio.

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*Your capital is at risk ‘77% of retail CFD accounts lose money’

7. XTB: Superior Educational Resources

Plus500 does offer educational resources, but they’re more on the basic side. XTB, in contrast, is like an open university for traders. Their range is vast, from webinars to e-books, catering to all levels.

• Plus500 provides foundational courses for novices.
• XTB’s webinars dive deep into complex trading topics.
• Plus500’s content, though helpful, pales in comparison to XTB.
• XTB’s e-books are a treasure trove of knowledge.
• Interactive tools are missing from Plus500’s educational arsenal.
• XTB’s portal is a comprehensive learning hub.

Verdict

For those hungry for knowledge, XTB is the clear winner with its extensive educational resources.

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*Your capital is at risk ‘77% of retail CFD accounts lose money’

8. XTB: Superior Customer Service

Plus500 offers swift responses, but their avenues for support are somewhat limited. XTB stands out with its round-the-clock support and a plethora of contact methods.

Verdict

When it comes to unparalleled support, XTB takes the crown with its diverse and always-available customer service.

XTB ReviewVisit XTB

*Your capital is at risk ‘77% of retail CFD accounts lose money’

9. XTB: Better Funding Options

Smooth trading is backed by seamless funding. Brokers offer various funding options which differentiate them.

Verdict

XTB emerges as the more versatile option for traders seeking varied funding avenues.

Plus500 ReviewVisit Plus500

*Your capital is at risk ‘82% of retail CFD accounts lose money’

10. XTB: Lower Minimum Deposit

XTB has a lower minimum deposit of $0 than Plus500, which requires $100. By setting a lower threshold, XTB simplifies the process for beginners, allowing them to start small before diving deep. Although Plus500 offers a wide range of features, it requires a substantial initial investment.

Plus500

XTB

Here’s a quick look at each broker’s required and recommended deposit amounts.

Verdict

XTB wins this category with its no minimum deposit requirement.

Plus500 ReviewVisit Plus500

*Your capital is at risk ‘82% of retail CFD accounts lose money’

So Is XTB or Plus500 The Best Broker?

XTB emerges as the winner due to its comprehensive offerings in terms of educational resources, trading platforms, customer service, and product range.

Comparison Table:

Plus500: Best For Beginner Traders

Plus500 is better for beginner traders due to its streamlined user interface and simpler account structure, making it easier for newcomers to start trading.

XTB: Best For Experienced Traders

XTB is the preferred choice for experienced traders, offering advanced charting tools, a wider range of educational resources, and a more diverse product portfolio.